Cass Properties
Build Wealth Through Property
Backed by Expert Tax Advice
HMO Property Investment | Chartered Accountancy | Landlord Support
I Help People Just Like You To Build Wealth With Property
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I'm Clive Cass and I invest in Family Buy-To-Lets and Houses of Multiple Occupation in and around Greater Manchester and the North West and West Yorkshire.
My Story
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With over 30 years as a Chartered Accountant and 20 years investing in property, I help clients grow their wealth through hands-free HMO investments, tax-efficient structuring, and straight-talking financial guidance.
Whether you're an investor, landlord, or looking to sell your portfolio — you're in the right place.
Choose Your Path
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HMO Investing
Earn passive income from high-yield HMO properties, fully managed and compliant.
Tax & Accountancy
Landlord, builder or self-employed? Get tailored tax advice from someone who speaks your language.
Sell Your Property
Thinking of selling 1 or more properties? I’m buying. Let’s talk direct — no agents involved.
At a glance...
100+ properties sourced and managed
FCA-registered Chartered Accountant
Specialising in landlords, builders & HMOs
Real Results with Real Partnerships
Why Choose To Work With Cass Properties
Time To Act
Finding time to manage properties hasn't happened by accident. In fact, it's taken a lot of years to get to the point where I have established partners in the industry , so I can focus on the larger plan. This is something I share with the people I work with.
Property Knowledge
I invest in Family Buy-To-Lets & Houses of Multiple Occupation in and around Greater Manchester, the North West, and West Yorkshire. I have the time, money and experience and already work closely with partners who have over 200 properties. I am looking for landlords selling 5+ properties and investors with over £100,000 who would like a great rate of return.
Industry Experience
Knowing the industry inside out, Cass Properties doesn't just talk about how property works; we do it too. We always have active projects, in various stages of the strategy, and welcome other investors who are seeking to build wealth with property.
CONTACT
Call Me Today & Discover How You Can Build Wealth With Property
Reach out now, and either I or one of the team will contact you back promptly
CIS - Are you a property investor or developer?
CIS - Are you a property investor or developer?
Most Construction Industry Scheme (CIS) documentation only refers to contractors and subcontractors. However, there are other classifications in the case that your job doesn’t entirely fit into one of those categories.
This fact sheet explains the differences between property developers and property investors and how they are categorised for CIS tax purposes.
What is a property developer?
A property developer is described as an individual or entity that constructs new buildings, renovates existing buildings or takes part in other civil engineering works.
Property developers are considered ‘mainstream contractors’ for CIS purposes.
Mainstream contractors must register with the CIS if they hire subcontractors to carry out construction work, or if they have spent more than £3 million on construction in the 12 months since their first payment.
Mainstream contractors are also responsible for deducting a portion of each subcontractor's pay and transferring the amount to HMRC, as well as submitting monthly CIS returns.
What is a property investor?
A property investment business isn’t the same as a property developer. A property investor buys or sells buildings for capital gain or rental purposes.
A property investment business has a number of properties it needs to prepare before letting. Minor refurbishments are generally required in order for those buildings to be suitable enough to let.
Property investors are considered ‘deemed contractors’ for CIS purposes if they spend over £3 million on construction in a 12 month period.
Deemed contractors include property investors, local authorities and housing associations.They generally do not carry out construction work but have exceeded the £3 million threshold on construction work in the 12 months since their first payment.
It’s important to monitor your construction expenses if you think you’re likely to become a deemed contractor.
The scheme must be applied for any work done on property that is:
●not used by the business for business purposes
●for sale or to let
●is held as an investment
Property investors do not need to apply for the CIS if the construction expenditure is solely for their business property, for instance, an office.
Deemed contractors follow similar rules as mainstream contractors. They must register for the CIS, verify each subcontractor, make deductions from subcontractors’ paychecks and submit monthly returns to HMRC.
TESTIMONIALS
What others are saying
"Clive exceeded ecpectations"
"Investing in property was new to me. I'd always done everything myself and found it stressful. Investing with Clive made everything simple and totally hands-off."
- Lilly, Bolton
"Better ROI than my Lifetime ISA"
"Working with Clive has become a rinse and repeat exercise. The way he does property puts my bank to shame. Property Investing works for me."
- John, Manchester
"Highly recommend this"
"As a mother of 2 I don't have the time to manage property like others do. But I know it's a good investment. Which is why working with Clive makes sense for me and my family."
- Shahida, Lancs
COMPANY
CUSTOMER CARE
45 Highmeadow, Manchester Greater Manchester M26 1YN
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