Investing in Property without a Strategy...
isn't really Investing at all
HMO Property Investment | Chartered Accountancy | Landlord Support
Property Strategies That Work
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BUY TO LETS (BTL)
These are lets of a whole house or flat to a person, couple or family for them to use as their home. Leases are normally a minimum of 6 or 12 months with tenants typically staying in the property for several years or more. They are usually let unfurnished so the tenants can set them up the way they want them.
HOUSES OF MULTIPLE OCCUPATION (HMO)
SA is often set up in a similar way to a HMO with multiple bedrooms and shared amenities. The obvious difference is that SAs are let by the night with some let for the weekdays to businesses and then for the weekends to tourists or visitors mostly in larger towns or cities. Generally the whole house or flat is let to one booker so may be to a group of workers, friends or a family. They are similar to what people think of as AirBnB but the owner never lives there.
SERVICED ACCOMODATION (SA)
SA is often set up in a similar way to a HMO with multiple bedrooms and shared amenities. The obvious difference is that SAs are let by the night with some let for the weekdays to businesses and then for the weekends to tourists or visitors mostly in larger towns or cities. Generally the whole house or flat is let to one booker so may be to a group of workers, friends or a family. They are similar to what people think of as AirBnB but the owner never lives there.
HOLIDAY LETS (HL)
These are lets of a whole house or flat to a person, couple or family for them to use as their home whilst on holiday normally for a weeek or just a few days
OWNED OR RENTED
Investors can choose to rent properties to then use as BTL, HMO, SA or HL but this is normally only done in the case of HMO and SA where the numbers can work out well for both owner and renter. The owner can score a double wammy if he lets to someone using his property for SA or HL as he might be able to claim capital allowances and not have any restriction on mortgage interest.
Why Choose To Work With Cass Properties
Time To Act
Finding time to manage properties hasn't happened by accident. In fact, it's taken a lot of years to get to the point where I have established partners in the industry , so I can focus on the larger plan. This is something I share with the people I work with.
Property Knowledge
I invest in Family Buy-To-Lets & Houses of Multiple Occupation in and around Greater Manchester, the North West, and West Yorkshire. I have the time, money and experience and already work closely with partners who have over 200 properties. I am looking for landlords selling 5+ properties and investors with over £100,000 who would like a great rate of return.
Industry Experience
Knowing the industry inside out, Cass Properties doesn't just talk about how property works; we do it too. We always have active projects, in various stages of the strategy, and welcome other investors who are seeking to build wealth with property.
Comparing Strategies
Strategies Side By Side
Features
Cash Flow
Capital growth
Regulation & Licensing
Difficulty
Management Ease
Management Cost
Capital Allowances Available
Interest restricted to Basic Rate
VAT (when over threshold)
Fallback Option to BTL
BTL
Low
High
Low
Easy
Easy
Cheap
No
Restricted
Never
N/A
HMO
High
High
High
Relatively Easy
Easy
Cheap
No
Restricted
Never
Yes
SA
High
High
High
Moderate
Complex
Expensive
Yes
Not Restricted
Yes
Yes
HL
High / Very High
High
Low
Moderate
Complex
Expensive
Yes
Not Restricted
Yes
Possibly
CONTACT
Call Me Today & Discover How You Can Build Wealth With Property
Reach out now, and either I or one of the team will contact you back promptly
Renters Rights Bill
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Property Investing ,BTL
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Stamp Duty Land Tax: Incorporation Pitfalls
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September 04, 2024•4 min read
Key Election Pledges & Regulatory Updates for Property Owners
A breakdown of election pledges, regulatory changes, and what they mean for property landlords. ...more
Property Investing ,BTL HMO SA &HL
June 30, 2024•6 min read
TESTIMONIALS
"Clive exceeded ecpectations"
"Investing in property was new to me. I'd always done everything myself and found it stressful. Investing with Clive made everything simple and totally hands-off."
- Lilly, Bolton
"Better ROI than my Lifetime ISA"
"Working with Clive has become a rinse and repeat exercise. The way he does property puts my bank to shame. Property Investing works for me."
- John, Manchester
"Highly recommend this"
"As a mother of 2 I don't have the time to manage property like others do. But I know it's a good investment. Which is why working with Clive makes sense for me and my family."
- Shahida, Lancs
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CUSTOMER CARE
45 Highmeadow, Manchester Greater Manchester M26 1YN
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