Tax & Accountancy for
Property Investors
HMO Property Investment | Chartered Accountancy | Landlord Support
Keeping Investors Profitable & Accountable
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ABOUT
I invest in Family Buy-To-Lets and Houses of Multiple Occupation in and around Greater Manchester and the North West and West Yorkshire. I have the time, money and experience and already work closely with partners who have over 200 properties. I am looking for landlords selling 5+ properties and investors with over £100,000 who would like a great rate of return.
PROPERTY INVESTMENTS
Here you will find details of my property investment business. Discover what my strategy and goals are and how I intend to achieve them. I hope you will want to join me on my journey and enjoy the the benefits of doing so.
TAX & ACCOUNTANCY
I am also an experienced and expert accountant and tax advisor specialising in landlords, builders & associated trades. This is also what helps me be so successful in property investment as I know all the best ways to minismise tax and maximise profit and run my affairs efficiently.
SOFTWARE
I am an expert on all types of software whether used for accounts or specific industries such as property. I can advise you which software to use to meet your needs, help you set it up and train you to use it. Of course I can also undertake all the book keeping for you if you want me to so you can get on with running your business.
NEWSLETTERS
If you would like to read my newsletters and fact sheets on all things property, tax, accountancy and business then this is the place for you. You can also sign up here to receive future editions.
Why Choose To Work With Me
Chartered Accountant
I'm a fully trained, qualified Chartered Accountant and I'm answerable to my profession. FSA Regulated and keeping up to date with all accounting best practice as well as legislation.
Property Knowledge
I'm not just a bean counter! I invest in property myself and work closely with partners who have over 200 properties. I know the industry and many of the struggles you may face.
Industry Experience
Knowing the industry inside out, I have in-depth knowledge of the strategies that work and I'm able to share best practice to help keep your projects profitable, in budget and cash-flowing.
CONTACT
Call Me Today & Discover How You Can Build Wealth With Property
Reach out now, and either I or one of the team will contact you back promptly
CIS - Are you a property investor or developer?
CIS - Are you a property investor or developer?
Most Construction Industry Scheme (CIS) documentation only refers to contractors and subcontractors. However, there are other classifications in the case that your job doesn’t entirely fit into one of those categories.
This fact sheet explains the differences between property developers and property investors and how they are categorised for CIS tax purposes.
What is a property developer?
A property developer is described as an individual or entity that constructs new buildings, renovates existing buildings or takes part in other civil engineering works.
Property developers are considered ‘mainstream contractors’ for CIS purposes.
Mainstream contractors must register with the CIS if they hire subcontractors to carry out construction work, or if they have spent more than £3 million on construction in the 12 months since their first payment.
Mainstream contractors are also responsible for deducting a portion of each subcontractor's pay and transferring the amount to HMRC, as well as submitting monthly CIS returns.
What is a property investor?
A property investment business isn’t the same as a property developer. A property investor buys or sells buildings for capital gain or rental purposes.
A property investment business has a number of properties it needs to prepare before letting. Minor refurbishments are generally required in order for those buildings to be suitable enough to let.
Property investors are considered ‘deemed contractors’ for CIS purposes if they spend over £3 million on construction in a 12 month period.
Deemed contractors include property investors, local authorities and housing associations.They generally do not carry out construction work but have exceeded the £3 million threshold on construction work in the 12 months since their first payment.
It’s important to monitor your construction expenses if you think you’re likely to become a deemed contractor.
The scheme must be applied for any work done on property that is:
●not used by the business for business purposes
●for sale or to let
●is held as an investment
Property investors do not need to apply for the CIS if the construction expenditure is solely for their business property, for instance, an office.
Deemed contractors follow similar rules as mainstream contractors. They must register for the CIS, verify each subcontractor, make deductions from subcontractors’ paychecks and submit monthly returns to HMRC.
TESTIMONIALS
What others are saying
"Clive exceeded ecpectations"
"Investing in property was new to me. I'd always done everything myself and found it stressful. Investing with Clive made everything simple and totally hands-off."
- Lilly, Bolton
"Better ROI than my Lifetime ISA"
"Working with Clive has become a rinse and repeat exercise. The way he does property puts my bank to shame. Property Investing works for me."
- John, Manchester
"Highly recommend this"
"As a mother of 2 I don't have the time to manage property like others do. But I know it's a good investment. Which is why working with Clive makes sense for me and my family."
- Shahida, Lancs
COMPANY
CUSTOMER CARE
45 Highmeadow, Manchester Greater Manchester M26 1YN
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